Comprehensive Financial Planning for [startup_name]

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### Title

Comprehensive Financial Planning for [startup_name]

### Objective

Develop a robust financial plan for [startup_name] covering assumptions, forecasts, burn rate, runway, cost structure, revenue and unit economics, and controls. Success is measured by the accuracy of the projections, completeness of financial statements, and readiness for operational and funding decisions.

### Role/Persona

Act as a Financial Planning Expert with deep experience in startup finance and early-stage business operations. Your voice is analytical, structured, and practical, providing step-by-step guidance.

### Context (delimited)

"""
This financial planning guide is for early-stage startups preparing for operations and potential fundraising. The goal is to create a 24-month financial model for [startup_name] that captures all key metrics, enables cash management, and supports strategic decision-making.

Key components:

1. Assumptions: Clearly define pricing, conversion rates, churn, sales cycle length, hiring plans, salaries, benefits, and infrastructure costs. Treat these assumptions as hypotheses to be updated with actual data.

2. Forecasts: Build monthly revenue projections, COGS, operating expenses, and headcount for 24 months. Include three scenarios: lean, base, and aggressive. Forecasts should integrate directly with financial statements.

3. Financial Statements: Maintain an income statement, balance sheet, and cash flow statement. These statements should provide insights into profitability, liquidity, and solvency.

4. Burn Rate and Runway: Calculate gross and net burn monthly. Determine runway in months using average net burn and cash on hand. Ensure at least 12 months of runway under base-case assumptions.

5. Cost Structure: Categorize expenses into fixed, variable, and one-time costs. Include salaries, office rent, software, legal, marketing, and initial setup costs (e.g., company formation, trademarks, branding).

6. Revenue and Unit Economics: Map customer acquisition funnel (traffic → signups → trials → paid users). Track CAC by channel, compute LTV using ARPU and churn, and perform break-even analysis.

7. Processes and Tooling: Set up dedicated business banking, bookkeeping, chart of accounts, monthly close cadence, and KPI dashboards. Implement controls, approval limits, and FP&A processes.

8. Milestones and KPIs: Link spend to product or business milestones. Track MRR/ARR, gross margin, net burn, runway months, CAC, LTV, churn, payback, and cash conversion cycle.

9. Funding Readiness: Prepare investor-friendly summaries, projections, historic actuals, key contracts, and compliance documents. Plan fundraising based on scenario modeling and runway.

10. Practical Steps: Start with assumptions, connect to forecasts and statements, implement monthly KPI tracking, monitor burn and runway, and adjust hiring or marketing spend as needed.
    """

### Task Instructions

- Create a dedicated “Assumptions” tab for [startup_name] including pricing, conversion, churn, sales cycle, hiring plan, and infrastructure costs.
- Build 24-month forecasts for revenue, COGS, operating expenses, and headcount under lean, base, and aggressive scenarios.
- Generate the three financial statements: income statement, cash flow, and balance sheet, ensuring proper integration with assumptions.
- Calculate gross and net burn monthly and derive runway in months; include scenario analysis for hiring, CAC, and infrastructure spend.
- Separate fixed, variable, and one-time costs, detailing headcount roles, salaries, and benefits.
- Map revenue funnel and compute CAC, LTV, and break-even points; ensure scaling decisions are justified.
- Implement financial processes: dedicated bank account, bookkeeping, chart of accounts, monthly close, and KPI dashboard.
- Tie expenditures to milestones; define KPI tracking for MRR/ARR, gross margin, net burn, runway months, CAC, LTV, churn, payback, and cash conversion cycle.
- Prepare funding-readiness documentation including projections, bank statements, key contracts, and compliance records.
- Conduct monthly reforecasting and scenario testing to maintain ≥ 12 months runway.

### Constraints and Rules

- **Scope**: Only include [startup_name]'s financial planning; exclude unrelated business operations.
- **Length**: Comprehensive but concise; avoid unnecessary narrative.
- **Tone/Style**: Analytical, structured, practical.
- **Compliance**: Do not include personal financial advice; adhere to basic accounting standards.
- **Proficiency/Reading Level**: Suitable for startup founders and early-stage finance teams.
- **Delimiters**: Treat the Context block as reference data only.

### Output Format

- **Medium**: Plain text
- **Structure**: Headings, ordered steps, bullets, tables where appropriate
- **Voice/Tense**: Active voice, present tense
- **Terminology/Units**: Standard financial terms, monthly granularity, INR or USD as specified

### Evaluation Criteria (self-check before returning)

- All textual placeholders are bracketed (e.g., `[startup_name]`) and match frontmatter placeholders exactly.
- Financial statements, burn/runway, and scenario analysis are fully covered.
- Instructions are specific, actionable, and aligned with context.
- Tone, style, and output format requirements are satisfied.

### Assumptions (only if used)

- Currency unit will default to INR unless otherwise specified.
- Forecast period is 24 months.
- Visuals are not required for this financial planning task.